A moral life

Today, when I had gone for a walk in the morning I overheard a discussion among few eldely people. One of them said something like this :
Bachpan me itna pado ke Jawani me pachtana na pade,
Jawani me itna kamao ke Budape me kaam karna na pade,
Budape me itna Bhagwan ka naam lo ke phir is duniya me aana na pade.

I have translated this into English below :
When you are very young & studying, study so hard that when you are in youth you don’t regret.
When you are in youth, work so hard that you don’t have to work in you old age.
When you are old, remember God so hard that you don’t have to come to this world again.

I find this so true…how about you…??